Terms of Service

Last Updated: October 23, 2026

Welcome to Option Wizard (“the Platform”, “we”, “us”, or “our”). By accessing or using our platform, you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, please do not use the Platform.

1. Acceptance of Terms

By using Option Wizard, you acknowledge that you have read, understood, and agree to be bound by these Terms. You also agree to comply with all applicable laws and regulations.

We reserve the right to modify these Terms at any time. Continued use of the Platform after any modifications constitutes your acceptance of the revised Terms.

2. Educational Purpose & Disclaimer

IMPORTANT NOTICE

This Platform is designed solely for educational and informational purposes. Nothing on this Platform constitutes financial advice, investment advice, trading advice, or any other form of professional advice.

All content, including but not limited to:

  • AI-generated analysis and recommendations
  • Option strategy suggestions
  • Market data and visualizations
  • Portfolio analysis tools
  • Price predictions and forecasts

...is provided for educational purposes only and should not be construed as a recommendation to buy, sell, or hold any securities.

3. Risk Acknowledgment

OPTIONS TRADING INVOLVES SUBSTANTIAL RISK

Options trading is not suitable for all investors. You can lose more than your initial investment. Past performance is not indicative of future results.

By using this Platform, you acknowledge and agree that:

  • You understand the risks involved in options trading
  • You are solely responsible for your own investment decisions
  • You will not hold the Platform liable for any trading losses
  • You should consult with a qualified financial advisor before making any investment decisions
  • You are trading with money you can afford to lose

4. No Warranties

The Platform is provided “AS IS” and “AS AVAILABLE” without any warranties of any kind, either express or implied, including but not limited to:

  • Implied warranties of merchantability
  • Fitness for a particular purpose
  • Non-infringement
  • Accuracy, reliability, or completeness of any information
  • Uninterrupted or error-free service

We do not warrant that the Platform will meet your requirements or that any errors will be corrected.

5. Data Accuracy Disclaimer

Market data, options pricing, stock quotes, and other financial information displayed on this Platform:

  • May be delayed, inaccurate, or incomplete
  • Is sourced from third-party providers
  • Should be verified with your broker before making any decisions
  • Is not guaranteed for accuracy or timeliness

We are not responsible for any errors or omissions in the data provided.

6. Artificial Intelligence Limitations

This Platform utilizes artificial intelligence (AI) to generate analysis, suggestions, and content. You acknowledge that:

  • AI-generated content may contain errors, inaccuracies, or inappropriate suggestions
  • AI models have limitations and may not account for all market conditions
  • AI outputs should be considered as one of many inputs in your decision-making process
  • AI recommendations should never be the sole basis for any financial decision
  • We do not guarantee the accuracy or reliability of AI-generated content

7. Limitation of Liability

To the fullest extent permitted by applicable law, Option Wizard, its owners, operators, developers, affiliates, partners, and employees shall not be liable for any:

  • Direct, indirect, incidental, special, consequential, or punitive damages
  • Loss of profits, revenue, data, or goodwill
  • Trading losses or investment losses
  • Damages arising from your use or inability to use the Platform
  • Damages resulting from unauthorized access to your account
  • Any other damages, however caused

This limitation applies regardless of whether the damages are based on warranty, contract, tort, or any other legal theory.

8. User Responsibilities

As a user of this Platform, you agree to:

  • Provide accurate information when creating an account
  • Keep your account credentials confidential
  • Not use the Platform for any illegal or unauthorized purpose
  • Not attempt to interfere with the proper functioning of the Platform
  • Not reverse engineer, decompile, or disassemble any part of the Platform
  • Comply with all applicable laws and regulations

9. Intellectual Property

All content on this Platform, including but not limited to text, graphics, logos, icons, images, audio clips, software, and code, is the property of Option Wizard or its content suppliers and is protected by intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any content without our prior written consent.

10. Third-Party Services & Brokerage Integration

The Platform may integrate with third-party services, including brokerage accounts (e.g., Tastytrade). When using these integrations:

  • You are subject to the terms and conditions of those third-party services
  • We are not responsible for the actions or policies of third-party services
  • We do not guarantee the availability or accuracy of third-party data
  • You authorize us to access your brokerage data as permitted by your authorization

11. Subscriptions & Billing

Option Wizard offers a free Daily Pick feature; advanced tools require a paid Premium subscription. Current plans:

  • Monthly: $19.99 per month (USD)
  • Annual: $99.99 per year (USD)
  • Free trial: a 1-day free trial is offered to eligible new subscribers (one trial per account)
  • Subscriptions renew automatically at the end of each billing period unless cancelled beforehand.
  • You can cancel at any time from the Stripe billing portal; access continues until the end of the current paid period.
  • Payments are processed by our payment processor, Stripe; we do not store your card details.
  • We may change pricing with notice; changes do not affect the period you have already paid for.
  • Access to premium features may be suspended for failed or non-payment.
  • Refunds are addressed in our Refund Policy.

12. Termination

We reserve the right to terminate or suspend your access to the Platform at any time, with or without cause, with or without notice. Upon termination:

  • Your right to use the Platform will immediately cease
  • We may delete your account and associated data
  • Provisions that by their nature should survive termination shall survive

13. Governing Law & Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the State of Hawaii, United States, without regard to its conflict-of-law principles. The parties will first attempt to resolve any dispute informally by contacting us. No binding-arbitration requirement is imposed by these Terms.

Nothing in this section limits any non-waivable rights you may have under the mandatory laws that apply to you.

14. Indemnification

You agree to indemnify, defend, and hold harmless Option Wizard and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to:

  • Your use of the Platform
  • Your violation of these Terms
  • Your violation of any rights of another party
  • Your trading activities

15. Contact Information

If you have any questions about these Terms of Service, please reach us through our contact form. Our mailing address is:

Timothy Woods
Option Wizard
200 N. Vineyard Blvd
Ste A325-186
Honolulu, Hawaii 96817

By using Option Wizard, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.